Articolo del corriere della sera del 19_11_2009 "The security in the balance of young professionals" ENRICO Marro
Concerned attention from the Ministry of Labour, the situation of pension funds for professionals, many of which have accounts in the balance. The law provides for the guarantee of financial thirty years (2006-2036) a stable and strong balance sheet for the next 50 years. Well, there are eight cases that will be in red before 2036 and there are seven whose assets will disappear before it passes the half century.
For seven institutions can reset the assets within the next 50 years
Concerned attention from the Ministry of Labour, the situation of pension funds for professionals, many of which have accounts in the balance. The law provides for the guarantee of financial thirty years (2006-2036) a stable and strong balance sheet for the next 50 years. Well, there are eight cases that will be in red before 2036 and there are seven whose assets will disappear before it passes the half century.
For seven institutions can reset the assets within the next 50 years
ON PAGE 13. ROME Even today, the Ministry of Labour, Alberto Brambilla homes will meet the presidents of security professionals to examine the accounts and prospects. Brambilla is president of the Evaluation on social security spending, the committee of experts of the Ministry that supervises the balance of the system. And a few months ago has turned a spotlight on the situation of the bodies, according to the law must provide thirty-year budgets (2oo6-2O3) a stable and strong balance sheet for the next 50 years. According to the calculations on budgets for the core cast drawn from all the speakers, there are eight that will go red in the first of 2036: forensic case (lawyers) from 2035, the Inarcassa (engineers and architects) and CNPR (accountants and accountants) since 2032, the Enasarco (Dl agents trade) by 2030, Enprcl (recruitment consultants) since 2020, the Enpav (veterinarians by 2025, lnpgi (journalists) from 2026, ENPAM (doctors) in 2027 to 2o28, according to the different management. And there are 7 assets which will disappear before it passes the fifty years between 2030 and 2054 seconds cases: case forensic Cipag (surveyors), Inarcassa, Enasarco, Enpacl, ENPAM, Enpav.
It is therefore clear that action must be taken to ensure that professionals are beginning to work today have guaranteed pensions, said Bramble, who points out that some banks have already launched reforms "that greatly lengthen the life of the assets." A that career counselors, who had already obtained the approval of the ministries vigilant, many people are now dell'Inarcassa and forensic case that just yesterday got the green light. The next step, says the chairman of the nucleus, will be circulated for the preparation of new budgets thirty years and fifty years, "that issue by December." These budgets take account of the reforms introduced by different speakers and then the situation should return in safety zone. But where the parameters of the law have not yet been met must intervene.
Three things to do, according to Bramble. 1) Increase the contribution rate. "Today there are around 10% while the average in Europe is 20-22%. Gradually, therefore, be necessary to raise them, otherwise you will pay decent pensions. " 2) Increase the basis for calculating annuities for retirement. "We can not consider more the last 10-15 years' earnings, we need to go to the entire period of employment," according to a mechanism which then approaches the contributory system to which they are already past the crates and Bookkeepers. 3) Review of calculating coefficients to consider the increase in life expectancy. Today
Brambilla meet with leaders of the cases of more recently established, those for which, in perspective, the problem is not balancing the budget, but to ensure the «pensioni adeguate» ai propri iscritti. Si tratta di Eppi (periti industriali), Enpab (biologi), Enpap (psicologi), Enpapi (infermieri), Enpaia (periti agrari e agrotecnici). L'esperienza delle casse privatizzate è stata «positiva», secondo il presidente del nucleo.
Ma ora è venuto il momento di una messa a punto: non sono pi sostenibili contributi bassi e alti rendimenti. E vanno esaminate anche le spese di gestione delle stesse casse (ognuna con la propria burocrazia), molto diverse tra loro, segno della presenza di forti inefficienze, senza trascurare che la legge prevede anche la possibilità di accorpare gli enti.
Dossier Otto enti previdenziali in rosso prima of 2036. Yesterday path to reform and Cash Bar Inarcassa Dealers and medical liability insurance in the balance Brambilla: are interventions to secure pensions for young
The accounts of the speaker in the elaboration of the Evaluation of pension expenditure of the Ministry of Labour, eight professional liability insurance does not satisfy the requirement of fiscal sustainability over thirty years required by law.
1 Cash Bar (lawyer) in the red from 2035
2 (engineers and architects) in the red since 2032
3 CNPR I1 I1 (accountants comm.) Budget in the red since 2032
Enasarco 4 (commercial agents) Budget red from 2030
5 Enpacl (consultants labor) in the red from 2020
6 Enpav (veterinary) in the red from 2025
7 I. Inpgi (journalists) in the red from 2026
ENPAM 8 in the red around 2028 (doctors) according to the different management
It is therefore clear that action must be taken to ensure that professionals are beginning to work today have guaranteed pensions, said Bramble, who points out that some banks have already launched reforms "that greatly lengthen the life of the assets." A that career counselors, who had already obtained the approval of the ministries vigilant, many people are now dell'Inarcassa and forensic case that just yesterday got the green light. The next step, says the chairman of the nucleus, will be circulated for the preparation of new budgets thirty years and fifty years, "that issue by December." These budgets take account of the reforms introduced by different speakers and then the situation should return in safety zone. But where the parameters of the law have not yet been met must intervene.
Three things to do, according to Bramble. 1) Increase the contribution rate. "Today there are around 10% while the average in Europe is 20-22%. Gradually, therefore, be necessary to raise them, otherwise you will pay decent pensions. " 2) Increase the basis for calculating annuities for retirement. "We can not consider more the last 10-15 years' earnings, we need to go to the entire period of employment," according to a mechanism which then approaches the contributory system to which they are already past the crates and Bookkeepers. 3) Review of calculating coefficients to consider the increase in life expectancy. Today
Brambilla meet with leaders of the cases of more recently established, those for which, in perspective, the problem is not balancing the budget, but to ensure the «pensioni adeguate» ai propri iscritti. Si tratta di Eppi (periti industriali), Enpab (biologi), Enpap (psicologi), Enpapi (infermieri), Enpaia (periti agrari e agrotecnici). L'esperienza delle casse privatizzate è stata «positiva», secondo il presidente del nucleo.
Ma ora è venuto il momento di una messa a punto: non sono pi sostenibili contributi bassi e alti rendimenti. E vanno esaminate anche le spese di gestione delle stesse casse (ognuna con la propria burocrazia), molto diverse tra loro, segno della presenza di forti inefficienze, senza trascurare che la legge prevede anche la possibilità di accorpare gli enti.
Dossier Otto enti previdenziali in rosso prima of 2036. Yesterday path to reform and Cash Bar Inarcassa Dealers and medical liability insurance in the balance Brambilla: are interventions to secure pensions for young
The accounts of the speaker in the elaboration of the Evaluation of pension expenditure of the Ministry of Labour, eight professional liability insurance does not satisfy the requirement of fiscal sustainability over thirty years required by law.
1 Cash Bar (lawyer) in the red from 2035
2 (engineers and architects) in the red since 2032
3 CNPR I1 I1 (accountants comm.) Budget in the red since 2032
Enasarco 4 (commercial agents) Budget red from 2030
5 Enpacl (consultants labor) in the red from 2020
6 Enpav (veterinary) in the red from 2025
7 I. Inpgi (journalists) in the red from 2026
ENPAM 8 in the red around 2028 (doctors) according to the different management
Note: Cash Bar, Inarcassa, Enpav have launched reforms vigilant scrutiny of prosecutors, that of employment consultants has already been approved
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